Ace had this insight: In the Future, Socialism Will Advance Through "Insurance":
The endgame is just that no one actually pays for anything; the government, or a co-opted government-controlled industry which provides the functions of a socialist government ("insurance companies" which no longer insure anything, but merely send checks to people), simply takes over almost all costs in life.
I've long considered insurance to be a free market version of socialism and that's okay. But with government taking regulatory control over insurance, insurance is free market in a historical sense only. Insurance is now full blown socialism.
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